货拉拉的盈利与“模式”探究
2024年12月27日，诸葛数据研究中心高级分析师关荣雪则认为，下调房贷利率的方式大概率可能采取国有大行先行的模式，发挥带头示范作用，根据客户资质和存量房贷的具体情况出台针对性的方案，灵活对待，避免“一刀切”的做法。同时，给予地方商业银行更多的灵活性和自主性，采取在存量房贷利率的基础上打折的“直接降”或者贷款以新换旧“间接降”等方式。
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首发2024-07-04 11:36·棠梨说书馆
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